Comparing Insurance Coverage


Choosing the right insurance policy can be difficult and confusing. OPIC created this comparison tool to assist you with making this decision. The comparison tool allows you to select and compare up to 5 different insurance policies.  To begin, simply select a line of insurance, the companies, the policies, and the coverages you are curious about and the comparison tool will generate an easy to ready chart that allows you to compare the policies.

The comparison tool produces a summary of the coverages provided by the policies you select.  These summaries are based on the most recent information provided to OPIC by the Texas Department of Insurance (TDI). Every effort has been made to keep the information accurate and up to date.  This summary is not a substitute for the actual policy language.  Additionally, a policy may include other coverage not listed on the comparison tool.  

The results generated by this tool are for informational purposes only.  Before purchasing a policy, please check with an agent or company representative to ensure the information provided by this tool is consistent with what the company is currently offering.  Always refer to the actual policy language to determine the full extent of coverage under a policy.

To begin, simply choose a line of insurance below:

Compare Automobile Policies

Compare Homeowners Policies

Compare Condominium Policies

Compare Renters and Tenant Policies

FOR MORE INFORMATION ON RATES AND COMPLAINTS: Please check allows you to compare sample rates, complaint information, and the financial rating of the top 25 national insurance groups writing residential property and auto insurance in Texas. PLEASE NOTE: Because this information is limited to the top 25 National groups, not all companies will be listed. You can also get complaint information from the Texas Department of Insurance Company Profile Page.