Are You Prepared for Hail Season?

Hail causes around $1 billion in damage to property and crops each year. In 2017, Texas had the most wind/hail losses in the U.S. – with 747 hail events (Insurance Information Institute). While hail storms can’t be prevented, there are steps you can take to help...

What is a Dec Page?

A declarations page, often called a “dec page,” can be found in the front of your policy. The dec page summarizes your policy and coverages, limits and deductibles, and the dates your policy is effective. Auto insurance dec pages also list the insured vehicles and...

OPIC’s 2018 Achievements

We’ve been working hard for consumers this year. Here are just some of our biggest 2018 achievements:   Reviewed, analyzed, and intervened in approximately 1,500 rate, rule, and form filings. Advocated for lower auto and homeowners insurance rates and fees,...

6 Winter Fire Safety Tips

Home fires occur more in winter than during any other season. These tips will help you take precautions and ensure your home is safe and free of insurance claims this winter!   *⃣To learn more about homeowners insurance, visit The Basics, Shopping Guide, and Know...

When Will My Homeowners Claim Get Paid?

Wondering when the claim you filed with your insurance company will get paid? Here is some info on timeframes for paying claims: Notice of Claim No later than 15 days after you give your notice of claim, your company must: a) let you know they got your claim, b) start...

Understanding the Basics of Long-Term Care Insurance

If you or a loved one cannot live independently, the costs of personal care can be very high. Long-term care insurance can help pay for the costs of personal care, but it’s important to understand how it is different from health insurance and when it can be useful....