Under Construction

We are in the process of making changes to this tool due to recent legislation, companies revising policies to implement the legislation, and other company changes to policy forms.

Auto Insurance Comparison

Choosing the right insurance policy can be difficult and confusing. OPIC created this comparison tool to assist you with this decision. For more information on how to use the tool, visit our Policy Comparison Tool Help page.



This tool provides a summary of coverages and is for informational purposes only.

The comparison tool is designed to help you shop for insurance and is for informational purposes only. The results generated are only a summary of the coverages, and are not a substitute for the actual policy language. Companies can also add endorsements to your policy that alter the coverage. Before buying a policy, please ask the agent or company representative which endorsements will be added to your policy and refer to the actual policy language to determine the full extent of coverage.

Please contact us at help@opic.texas.gov if you think something is missing or not up to date.


For more info on rates and complaints:

Please check Helpinsure.com. This website allows you to compare sample rates, complaint information, and the financial rating of the top 25 national insurance groups writing auto and residential property insurance in Texas. You can also get financial and/or complaint information for each insurer from TDI’s website.

Things to Note:

Personal auto polices generally do not cover motorcycles, campers, boats, or any type of recreational vehicle. To get coverage for these types of vehicles, talk to your agent or company.

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Barbara Jordan Building

1601 Congress Ave., Suite 3.500

Austin, Texas 78701