consumer wins

1,400 rates, forms, rules analyzed

OPIC staff is small agency with only 10 employees, but we work hard for Texans. In 2020, we analyzed over 1,400 rates, rules, and forms. As a result, we saved consumers money and prevented reductions in coverage.

$85 million in savings for consumers

OPIC saved Texas drivers $80 million by objecting to auto rate increases during the COVID-19 pandemic. We saved consumers another $5 million dollars with other rate objections throughout the year to bring the total savings for Texans to $85 million.

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Prevented reduction in Texans’ insurance coverage

OPIC prevented reductions in coverage for homeowners and auto policies by working with TDI and insurers. More than 45 changes were made to protect consumers based solely on our policy form reviews.

10 million consumers reached on social media and website

We reached over 10 million Texans on our website and social media. Follow us on Facebook and Twitter for helpful insurance-related info.

News Articles

How to Prepare for Spring Storms

Spring weather in Texas is unpredictable and Texans are likely to experience extreme weather events, including tornadoes, hailstorms, hurricanes, and wildfires. Here are some important tips to help...

Know Your Coverage: Usage-Based Insurance (UBI)

Are you driving less? Retirement or other lifestyle and career changes can lead to less driving. Additionally, more employees are working from home due to COVID-19, which reduces commuting. For...

Recovering from Winter Weather

This is a difficult time for many Texans and the last thing you probably want to deal with is filing an insurance claim for your home or car. We hope this information makes the claim filing process...

Don’t Borrow Trouble: Know What’s Covered

Did you know that even if you have permission to drive a borrowed car or give permission to someone to drive your car, your auto policy may not provide coverage? Consider this before you borrow...

Know Your Coverage: Telemedicine

What is telemedicine?  Telemedicine or telehealth is an increasingly popular way of getting health care because it allows people to get care without traveling to a doctor’s office or...

OPIC’s 2020 Achievements

OPIC worked hard for consumers this year, analyzing over 1,400 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2020. We saved Texas consumers over $85...

Know Your Coverage: Trees

Hurricanes, tornadoes, and other storms frequently cause trees to fall, which can result in property damage. Falling trees can damage homes, vehicles, or other property. Here are some things to keep...

5 Important Things To Do Before a Storm Hits

Before a storm hits, make sure you know the right resources to get up-to-date weather information. You can: Subscribe to national weather alerts. Download FEMA app real-time alerts from the National...

Resources for Business Owners During COVID-19

OPIC understands this is a difficult time for Texans. In particular, the COVID-19 pandemic raises several insurance questions for small business owners. We hope that the following information will...

How to Reduce Your Wildfire Risk

A wildfire is an unplanned fire that burns in a natural area such as a forest, grassland, or prairie. Wildfires are often caused by humans or lightning and can happen anywhere at any time. Wildfire...