Don’t Fall for These Common Insurance Scams

Auto, Health, Homepage, Life, News, Residential Property

All Texans are impacted by insurance scams. Learn how to protect yourself. General Insurance Scams Unlicensed insurance. It is illegal to sell insurance in Texas without a license. Surplus lines carriers are the only exception. But surplus lines carriers must still...

OPIC’s 2021 Achievements

Auto, Flood, Health, Homepage, News, Residential Property

OPIC worked hard for consumers this past year, analyzing over 1,100 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2021. We saved Texas consumers over $11.4 million last year alone, so for every $1 OPIC received from the...

5 Things To Do Before Buying a Used Car

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 1. Use VINCheck. The National Crime Insurance Bureau (NICB) offers VINCheck, a “free lookup service to the public to assist in determining if a car has been reported as stolen, but not recovered, or has been reported as a salvage vehicle by participating NICB member...

OPIC Recommendations Adopted During the 87th Texas Legislative Session

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OPIC released its 2020 Recommendations Report to the 87th Texas Legislature in December 2020. OPIC made two recommendations to the Legislature that would benefit Texas insurance consumers. The Texas Legislature passed both of OPIC’s recommendations during the regular...

How to Prepare for Spring Storms

Auto, Flood, Homepage, News, Residential Property

Spring weather in Texas is unpredictable and Texans are likely to experience extreme weather events, including tornadoes, hailstorms, hurricanes, and wildfires. Here are some important tips to help you protect yourself, your family, and your property from injury or...

Know Your Coverage: Usage-Based Insurance (UBI)

Auto, Homepage, News

Are you driving less? Retirement or other lifestyle and career changes can lead to less driving. Additionally, more employees are working from home due to COVID-19, which reduces commuting. For some, working from home may continue even as we get through the pandemic....