May 3, 2022 | Flood, Homepage, News, Residential Property
1. Wear and Tear Your homeowners insurance usually won’t pay for wear and tear to your home. For example, worn roofs, leaky windows, and overgrown or dead trees are not covered by your policy. The best way to avoid costly damage is to prevent it by maintaining your...
Jan 18, 2022 | Auto, Flood, Health, Homepage, News, Residential Property
OPIC worked hard for consumers this past year, analyzing over 1,100 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2021. We saved Texas consumers over $11.4 million last year alone, so for every $1 OPIC received from the...
Sep 27, 2021 | Flood, Homepage, News, Residential Property
What is a deductible? A deductible is an amount the insurance company subtracts from your payment for damages caused by a covered loss. It is the amount you will be expected to pay if you repair or replace damaged property. You can find your deductible amounts on your...
Aug 12, 2021 | Flood, Homepage, News, Residential Property
Damage from storms can be expensive — the average Hurricane Harvey residential property insurance claim was $13,000 and average flood insurance claim was $121,000 (TDI). However, it doesn’t have to cost much to help protect your home against storm damage. The better...
Apr 20, 2021 | Auto, Flood, Homepage, News, Residential Property
Spring weather in Texas is unpredictable and Texans are likely to experience extreme weather events, including tornadoes, hailstorms, hurricanes, and wildfires. Here are some important tips to help you protect yourself, your family, and your property from injury or...
Feb 20, 2021 | Auto, Flood, Homepage, News, Residential Property
RECOVERING FROM WINTER WEATHER Homeowners Claims Auto Claims Other Resources This is a difficult time for many Texans and the last thing you probably want to deal with is filing an insurance claim for your home or car. We hope this information makes the claim filing...
