Sep 27, 2021 | Flood, Homepage, News, Residential Property
What is a deductible? A deductible is an amount the insurance company subtracts from your payment for damages caused by a covered loss. It is the amount you will be expected to pay if you repair or replace damaged property. You can find your deductible amounts on your...
Aug 12, 2021 | Flood, Homepage, News, Residential Property
Damage from storms can be expensive — the average Hurricane Harvey residential property insurance claim was $13,000 and average flood insurance claim was $121,000 (TDI). However, it doesn’t have to cost much to help protect your home against storm damage. The better...
Apr 20, 2021 | Auto, Flood, Homepage, News, Residential Property
Spring weather in Texas is unpredictable and Texans are likely to experience extreme weather events, including tornadoes, hailstorms, hurricanes, and wildfires. Here are some important tips to help you protect yourself, your family, and your property from injury or...
Feb 20, 2021 | Auto, Flood, Homepage, News, Residential Property
RECOVERING FROM WINTER WEATHER Homeowners Claims Auto Claims Other Resources This is a difficult time for many Texans and the last thing you probably want to deal with is filing an insurance claim for your home or car. We hope this information makes the claim filing...
Dec 29, 2020 | Auto, Flood, Health, Homepage, News, Residential Property
OPIC worked hard for consumers this year, analyzing over 1,400 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2020. We saved Texas consumers over $85 million this year alone. Here are some of our biggest achievements of...
Nov 17, 2020 | Auto, Flood, Homepage, News, Residential Property
Hurricanes, tornadoes, and other storms frequently cause trees to fall, which can result in property damage. Falling trees can damage homes, vehicles, or other property. Here are some things to keep in mind when dealing with damage from trees. As soon as...
