How to Create a Home Inventory

A home inventory is a detailed list of items in your house that you make in the case of theft or damage. Creating a list can be time consuming, but it is better to do so now rather than trying to make one from memory later. A home inventory list can help you: Buy the...

Are You Prepared for Hail Season?

Hail causes around $1 billion in damage to property and crops each year. In 2017, Texas had the most wind/hail losses in the U.S. – with 747 hail events (Insurance Information Institute). While hail storms can’t be prevented, there are steps you can take to help...

What is a Dec Page?

A declarations page, often called a “dec page,” can be found in the front of your policy. The dec page summarizes your policy and coverages, limits and deductibles, and the dates your policy is effective. Auto insurance dec pages also list the insured vehicles and...

OPIC’s 2018 Achievements

We’ve been working hard for consumers this year. Here are just some of our biggest 2018 achievements:   Reviewed, analyzed, and intervened in approximately 1,500 rate, rule, and form filings. Advocated for lower auto and homeowners insurance rates and fees,...

6 Winter Fire Safety Tips

Home fires occur more in winter than during any other season. These tips will help you take precautions and ensure your home is safe and free of insurance claims this winter!   *⃣To learn more about homeowners insurance, visit The Basics, Shopping Guide, and Know...

When Will My Homeowners Claim Get Paid?

Wondering when the claim you filed with your insurance company will get paid? Here is some info on timeframes for paying claims: Notice of Claim No later than 15 days after you give your notice of claim, your company must: a) let you know they got your claim, b) start...