Jan 18, 2022 | Auto, Flood, Health, Homepage, News, Residential Property
OPIC worked hard for consumers this past year, analyzing over 1,100 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2021. We saved Texas consumers over $11.4 million last year alone, so for every $1 OPIC received from the...
Dec 14, 2021 | Homepage, News, Residential Property
Are you traveling for the holidays and leaving your home unattended? Follow these tips to maintain your home, help prevent damage or theft, and help avoid insurance coverage issues: Maintain Home Keep your thermostat on. If it will be cold while you’re away, make...
Dec 8, 2021 | Health, Homepage, News
When you lose or leave your job, you have several options to get health care coverage. Usually, you can: continue using your job-sponsored health coverage through COBRA; enroll in an individual policy through the federal health insurance marketplace; or choose...
Nov 4, 2021 | Homepage, News, Residential Property
Water damage from a broken or leaky water heater can be expensive and may not be covered by your insurance. Regular maintenance may help prevent a broken or leaky water heater. You may be able to do it yourself, or you can hire a plumber. For info on hiring a plumber,...
Oct 13, 2021 | Health, Homepage, News
Health benefits are regulated by both the federal government and individual state governments. The federal government requires that individual and small group plans cover certain Essential Health Benefits (EHBs). Federal Essential Health Benefits (EHBs) EHBs are...
Sep 27, 2021 | Flood, Homepage, News, Residential Property
What is a deductible? A deductible is an amount the insurance company subtracts from your payment for damages caused by a covered loss. It is the amount you will be expected to pay if you repair or replace damaged property. You can find your deductible amounts on your...
