Consider Buying HOA Loss Assessment Coverage

News, Residential Property

Many Texas property owners must join a homeowners association (“HOA”). Condos often require HOA membership, and many single-family subdivisions now have them, too. HOA members have to pay monthly, quarterly, or yearly dues. These dues usually pay for taking care of...

4 Storm Resources You Need to Know

Auto, Flood, News, Residential Property

  Here are 4 storm resources you might need next time a flood strikes: DriveTexas.org – TxDOT’s realtime highway map showing flooding, road closures, construction, accidents, traffic, and road damage. puc.texas.gov/storm – The Public Utility...

What Are Your Rights if a Drug is Removed From Your Health Plan’s Drug Formulary?

Health, News

Did you know your health plan can change your medicine coverage? Your health plan must notify you if it removes a medicine from its formulary or limits your access to a medicine. Your plan must continue to cover a medicine until renewal. Your health plan has to...

Buyer Beware: Not All Auto Policies Are the Same

Auto, News

Be sure you know who and what is covered under any insurance policy you consider buying. Not all auto policies are the same. Since insurance policies can be very different, it is important to read all of your policy and ask questions to make sure you get the coverage...

4 Tips for Making Roof Repairs After a Storm

Flood, News, Residential Property

Have you had roof damage after recent storms? It’s important to keep these 4 tips in mind when you’re making your roof repairs.   INSPECT Get your property inspected by your insurance company and get a written estimate. Review any contracts before...

Health Insurance Works Differently in Emergencies!

Health, News

Emergency care can vary in price and services depending on where you go. You can save time and money and get the care you need if you know: the differences between emergency room (ER) facilities and urgent care centers, and how to get info about your insurance...