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OPIC’s 2023 Achievements

OPIC’s 2023 Achievements

OPIC has worked hard for consumers throughout the 2023 fiscal year.1 Over the last 12 months, we reviewed almost 1,500 rule, rate, and policy form filings. We saved Texas consumers over $14.7 million by limiting premium increases and obtaining refunds. Indeed, for...

5 Ways to Save Money on Your Health Care

5 Ways to Save Money on Your Health Care

How much your medical visits cost depends on what type of doctor you see. Most health plans cover nurse lines, telemedicine, doctor’s office visits, urgent care clinics, and emergency rooms. However, telemedicine and nurse lines are often cheaper or free, and are good...

OPIC’s 2022 Achievements

OPIC’s 2022 Achievements

OPIC worked hard for consumers this past year, reviewing over 1,200 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2022. We saved Texas consumers over $15 million this past year alone, so for every $1 OPIC received from the...

How Cost-Sharing Works in Health Insurance

How Cost-Sharing Works in Health Insurance

When you get medical care, you and your health plan share the costs. Your health insurance pays for some of the costs, and you pay for the rest. You will usually pay one, or more, of these:You pay a certain amount of money each month for your health insurance. This...

Don’t Fall for These Common Insurance Scams

Don’t Fall for These Common Insurance Scams

All Texans are impacted by insurance scams. Learn how to protect yourself.[dsm_text_divider header="General Insurance Scams" text_alignment="left" divider_style="dotted" divider_weight="4px" text_gap="0px" _builder_version="4.16" _module_preset="default"...

OPIC’s 2021 Achievements

OPIC’s 2021 Achievements

OPIC worked hard for consumers this past year, analyzing over 1,100 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2021. We saved Texas consumers over $11.4 million last year alone, so for every $1 OPIC received from the...

Choosing Health Care Coverage When You Lose or Leave Your Job

Choosing Health Care Coverage When You Lose or Leave Your Job

When you lose or leave your job, you have several options to get health care coverage. Usually, you can: continue using your job-sponsored health coverage through COBRA; enroll in an individual policy through the federal health insurance marketplace; or choose...

Know Your Coverage: EHBs and Mandated Health Benefits

Know Your Coverage: EHBs and Mandated Health Benefits

Health benefits are regulated by both the federal government and individual state governments. The federal government requires that individual and small group plans cover certain Essential Health Benefits (EHBs). Federal Essential Health Benefits (EHBs) EHBs are...

Know Your Coverage: Telemedicine

Know Your Coverage: Telemedicine

What is telemedicine?  Telemedicine or telehealth is an increasingly popular way of getting health care because it allows people to get care without traveling to a doctor’s office or hospital. Telemedicine is a way of receiving medical care without actually traveling...

OPIC’s 2020 Achievements

OPIC’s 2020 Achievements

OPIC worked hard for consumers this year, analyzing over 1,400 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2020. We saved Texas consumers over $85 million this year alone. Here are some of our biggest achievements of...

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