1. Shop Around
Prices can vary, so it often pays to shop around. Check out our Policy Comparison Tool and HelpInsure.com to compare coverages and sample rates. Remember to never shop for an insurance policy on price alone!
2. Higher Deductibles
A deductible is the amount you’re responsible for before your insurance company must pay. If you increase your deductible you can lower your monthly premium.
3. Maintain Good Credit
Many insurance companies use your credit history to price your auto policy. If you’ve recently improved your credit, ask your agent or company if they will re-run your credit score.
4. Bundle Policies
Many insurance companies will give you a discount if you buy 2 or more policies. Consider buying your auto and homeowners policies from the same company.
5. Ask About Discounts
Insurance companies offer a variety of discounts, such as safe driving, long-time customer, and lower annual mileage. It never hurts to ask if you qualify for any additional discounts!