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Don’t Fall for These Common Insurance Scams

Auto, Health, Homepage, Life, News, Residential Property

All Texans are impacted by insurance scams. Learn how to protect yourself. General Insurance Scams Unlicensed insurance. It is illegal to sell insurance in Texas without a license. Surplus lines carriers are the only exception. But surplus lines carriers must still...

Choosing Health Care Coverage When You Lose or Leave Your Job

Health, Homepage, News

When you lose or leave your job, you have several options to get health care coverage. Usually, you can: continue using your job-sponsored health coverage through COBRA; enroll in an individual policy through the federal health insurance marketplace; or choose...

Know Your Coverage: EHBs and Mandated Health Benefits

Health, Homepage, News

Health benefits are regulated by both the federal government and individual state governments. The federal government requires that individual and small group plans cover certain Essential Health Benefits (EHBs). Federal Essential Health Benefits (EHBs) EHBs are...

Know Your Coverage: Telemedicine

Health, Homepage, News

What is telemedicine? Telemedicine or telehealth is an increasingly popular way of getting health care because it allows people to get care without traveling to a doctor’s office or hospital. Telemedicine is a way of receiving medical care without actually traveling...

OPIC’s 2019 Achievements

Auto, Flood, Health, News, Residential Property

OPIC has been working hard for consumers this year, analyzing over 2,100 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2019, saving Texas consumers over $41 million. Here are some of our biggest achievements: Negotiated an...

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