Jan 16, 2020 | Auto, Flood, Health, News, Residential Property
OPIC has been working hard for consumers this year, analyzing over 2,100 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2019, saving Texas consumers over $41 million. Here are some of our biggest achievements: Negotiated an...
Nov 22, 2019 | Auto, Flood, News, Residential Property
Most property and casualty insurance policies in Texas are sold by insurance companies licensed by the Texas Department of Insurance (TDI). These companies make up what is called the “authorized” or “admitted” market. TDI reviews most of the rates and policies that...
Nov 13, 2019 | Flood, Homepage, News, Residential Property
After a tornado or storm, you may need to hire a contractor to fix damage to your home. It’s important to be aware of common contracting scams that occur after disasters, and how to go about the rebuilding process safely. Here’s our biggest tips to think about when...
Jul 16, 2019 | Auto, Flood, Health, Homepage, News, Residential Property
The 86th Texas Legislative Session concluded on May 27, 2019. Several bills passed that positively impact Texas insurance consumers. Below are summaries highlighting some of the consumer protection bills passed by the Texas Legislature and signed by the Governor. To...
Jun 4, 2019 | Auto, Flood, Homepage, News, Residential Property
Hurricane season lasts from June until November. Hurricanes can’t be prevented, but there are steps you can take to protect yourself, your family, and your belongings from damage. Before a Hurricane Plan your evacuation route and create an emergency...
Mar 26, 2019 | Flood, Homepage, News, Residential Property
A home inventory is a detailed list of items in your house that you make in the case of theft or damage. Creating a list can be time consuming, but it is better to do so now rather than trying to make one from memory later. A home inventory list can help you: Buy the...