Avoid Contractor Fraud After a Disaster

Flood, Homepage, News, Residential Property

After a tornado or storm, you may need to hire a contractor to fix damage to your home. It’s important to be aware of common contracting scams that occur after disasters, and how to go about the rebuilding process safely. Here’s our biggest tips to think about when...

OPIC Staff Shop Their Policies

Auto, Homepage, News, Residential Property

OPIC always encourages consumers to shop around for insurance, so we took our own advice and did the same. OPIC staff recently shopped for our own policies to see if we could get a better deal on our insurance. Our goal was to save money without losing coverage....

What You Need to Know About Medical Codes

Health, Homepage, News

What Are Medical Codes? Medical codes are the way doctors and other healthcare professionals describe medical diagnoses and treatments. These codes are important for understanding how medical billing works and can affect what you pay and what is covered under your...

Know Your Coverage: Air Ambulances

Health, Homepage, News

What is an air ambulance? Air ambulances are medical transport aircraft such as helicopters or airplanes that take patients to medical facilities. Like regular ground ambulances, air ambulances have medical equipment, paramedics, and emergency medical technicians. An...

5 Ways to Lower Your Auto Insurance Costs

Auto, News

1. Shop Around Prices can vary, so it often pays to shop around. Check out HelpInsure.com to compare coverages and sample rates. Remember to never shop for an insurance policy on price alone!   2. Higher Deductibles A deductible is the amount you’re...

Insurance Consumer Protections from the 2019 Legislative Session

Auto, Flood, Health, Homepage, News, Residential Property

The 86th Texas Legislative Session concluded on May 27, 2019. Several bills passed that positively impact Texas insurance consumers. Below are summaries highlighting some of the consumer protection bills passed by the Texas Legislature and signed by the Governor. To...