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Recovering from Hurricane Laura

Recovering from Hurricane Laura

Returning Home After Hurricane Laura Be careful as you're returning home after Hurricane Laura. Here are some resources you may need while you're on the road home: The Texas Department of Transportation (TxDOT)'s DriveTexas highway map for updated road conditions and...

5 Important Things To Do Before a Storm Hits

5 Important Things To Do Before a Storm Hits

Before a storm hits, make sure you know the right resources to get up-to-date weather information. You can: Subscribe to national weather alerts. Download FEMA app real-time alerts from the National Weather Service for up to five locations nationwide. Sign up for...

OPIC’s 2019 Achievements

OPIC’s 2019 Achievements

OPIC has been working hard for consumers this year, analyzing over 2,100 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2019, saving Texas consumers over $41 million. Here are some of our biggest achievements: Negotiated an...

What is Surplus Lines Insurance?

What is Surplus Lines Insurance?

Most property and casualty insurance policies in Texas are sold by insurance companies licensed by the Texas Department of Insurance (TDI). These companies make up what is called the “authorized” or “admitted” market. TDI reviews most of the rates and policies that...

Avoid Contractor Fraud After a Disaster

Avoid Contractor Fraud After a Disaster

After a tornado or storm, you may need to hire a contractor to fix damage to your home. It’s important to be aware of common contracting scams that occur after disasters, and how to go about the rebuilding process safely. Here’s our biggest tips to think about when...

Insurance Consumer Protections from the 2019 Legislative Session

Insurance Consumer Protections from the 2019 Legislative Session

The 86th Texas Legislative Session concluded on May 27, 2019. Several bills passed that positively impact Texas insurance consumers. Below are summaries highlighting some of the consumer protection bills passed by the Texas Legislature and signed by the Governor. To...

Are You Prepared for Hurricane Season?

Are You Prepared for Hurricane Season?

Hurricane season lasts from June until November. Hurricanes can’t be prevented, but there are steps you can take to protect yourself, your family, and your belongings from damage.   Before a Hurricane Plan your evacuation route and create an emergency...

How to Create a Home Inventory

How to Create a Home Inventory

A home inventory is a detailed list of items in your house that you make in the case of theft or damage. Creating a list can be time consuming, but it is better to do so now rather than trying to make one from memory later. A home inventory list can help you: Buy the...

What is a Dec Page?

What is a Dec Page?

A declarations page, often called a “dec page,” can be found in the front of your policy. The dec page summarizes your policy and coverages, limits and deductibles, and the dates your policy is effective. Auto insurance dec pages also list the insured vehicles and...