Flood Insurance

Flood Insurance News

 

Decoding Residential Property Deductibles

Decoding Residential Property Deductibles

What is a deductible? A deductible is an amount the insurance company subtracts from your payment for damages caused by a covered loss. It is the amount you will be expected to pay if you repair or replace damaged property. You can find your deductible amounts on your...

Cheap Ways to Save Big on Claims

Cheap Ways to Save Big on Claims

Damage from storms can be expensive — the average Hurricane Harvey residential property insurance claim was $13,000 and average flood insurance claim was $121,000 (TDI). However, it doesn’t have to cost much to help protect your home against storm damage. The better...

How to Prepare for Spring Storms

How to Prepare for Spring Storms

Spring weather in Texas is unpredictable and Texans are likely to experience extreme weather events, including tornadoes, hailstorms, hurricanes, and wildfires. Here are some important tips to help you protect yourself, your family, and your property from injury or...

Recovering from Winter Weather

Recovering from Winter Weather

This is a difficult time for many Texans and the last thing you probably want to deal with is filing an insurance claim for your home or car. We hope this information makes the claim filing process a little easier. Once you and your loved ones are safe, here are some...

OPIC’s 2020 Achievements

OPIC’s 2020 Achievements

OPIC worked hard for consumers this year, analyzing over 1,400 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2020. We saved Texas consumers over $85 million this year alone. Here are some of our biggest achievements of...

Know Your Coverage: Trees

Know Your Coverage: Trees

Hurricanes, tornadoes, and other storms frequently cause trees to fall, which can result in property damage. Falling trees can damage homes, vehicles, or other property. Here are some things to keep in mind when dealing with damage from trees.As soon as possible, take...

Recovering from Hurricane Delta

Recovering from Hurricane Delta

Hurricane Resources If you’ve evacuated during Hurricane Delta, be careful as you’re returning home. Here are some resources you may need while you’re on the road home: The Texas Department of Transportation (TxDOT)'s DriveTexas highway map for updated road conditions...

Recovering from Hurricane Laura

Recovering from Hurricane Laura

Returning Home After Hurricane Laura Be careful as you’re returning home after Hurricane Laura. Here are some resources you may need while you’re on the road home: The Texas Department of Transportation (TxDOT)'s DriveTexas highway map for updated road conditions and...

5 Important Things To Do Before a Storm Hits

5 Important Things To Do Before a Storm Hits

Before a storm hits, make sure you know the right resources to get up-to-date weather information. You can: Subscribe to national weather alerts. Download FEMA app real-time alerts from the National Weather Service for up to five locations nationwide. Sign up for...

OPIC’s 2019 Achievements

OPIC’s 2019 Achievements

OPIC has been working hard for consumers this year, analyzing over 2,100 rules, rates, and policy forms. We are a small, 10-person agency, but we did big things in 2019, saving Texas consumers over $41 million. Here are some of our biggest achievements: Negotiated an...