How is My Car Insurance Rate Calculated?

When determining the price of your insurance, companies will consider characteristics of you and your car that relate to predictions about future claims. The less risky your insurer considers you to be, the less you’ll pay for your car insurance.  Below are some of...

Your Options After a Total Loss

If you get into a car accident and the insurance company declares your vehicle a “total loss,” that means that your vehicle costs more to fix than to replace. Keep in mind that insurance companies not only consider the cost to repair the vehicle, they often: include...

Know Your Coverage: Usage-Based Insurance (UBI)

Are you driving less? Retirement or other lifestyle and career changes can lead to less driving. Additionally, more employees are working from home due to COVID-19, which reduces commuting. For some, working from home may continue even as we get through the pandemic....

Recovering from Winter Weather

RECOVERING FROM WINTER WEATHER Homeowners Claims Auto Claims Other Resources This is a difficult time for many Texans and the last thing you probably want to deal with is filing an insurance claim for your home or car. We hope this information makes the claim filing...