Auto, Flood, Health, Homepage, News, Residential Property
OPIC has worked hard for consumers throughout the 2025 fiscal year (Sep. 2024 through Aug. 2025). Over this period, we reviewed over 1,200 insurance rate and policy form filings submitted by insurance companies to the Texas Department of Insurance (TDI). We saved...
Auto, Flood, Health, Homepage, News, Residential Property
OPIC has worked hard for consumers throughout the 2024 fiscal year (Sep. 2023 through Aug. 2024). Over the last 12 months, we reviewed almost 1,350 insurance rate and policy forms filed with the Texas Department of Insurance. We saved Texas consumers over $3 million...
Auto, Flood, Health, Homepage, News, Residential Property
OPIC has worked hard for consumers throughout the 2023 fiscal year.1 Over the last 12 months, we reviewed almost 1,500 rule, rate, and policy form filings. We saved Texas consumers over $14.7 million by limiting premium increases and obtaining refunds. Indeed, for...
Flood, Homepage, News, Residential Property
Damage from storms can be expensive — the average Hurricane Harvey residential property insurance claim was $13,000 and average flood insurance claim was $121,000 (TDI). However, it doesn’t have to cost much to help protect your home against storm damage. The better...
Auto, Flood, Homepage, News, Residential Property
RECOVERING FROM WINTER WEATHER Homeowners Claims Auto Claims Other Resources After a storm, you may need to file an insurance claim for your home or car. We hope this information makes the claim filing process a little easier. Residential Property Claims You may have...