1-877-611-6742 help@opic.texas.gov
  • About OPIC
    • What We Do
    • Meet the Staff
    • FAQ
    • Contact Us
  • News
  • Resources
    • Agency Reports
    • Agent Portal
    • Credit Bill of Rights
    • Customer Service Survey
    • Glossary
    • News Releases
    • Policy Comparison Tool
    • Publications
  • EnglishEnglish
    • EnglishEnglish
    • EspañolEspañol
Office of Public Insurance Counsel
  • Residential Property
    • The Basics
    • Shopping Guide
    • Know Your Rights
    • Claims Handling
    • Help with a Problem
    • Policy Comparison Tool
  • Auto
    • The Basics
    • Shopping Guide
    • Know Your Rights
    • Claims Handling
    • Help with a Problem
    • Policy Comparison Tool
  • Health
    • The Basics
    • Shopping Guide
    • Using Insurance
    • Help with a Problem
    • Balance Billing
    • Helpful Health Links
  • Life
    • The Basics
    • Shopping Guide
    • Know Your Rights
    • Help with a Problem
  • Title
    • The Basics
    • Shopping Guide
    • Help with a Problem
  • Flood
    • The Basics
    • Shopping Guide
    • Help with a Problem
    • Helpful Flood Links
Select Page

Ways to Resolve Your Claim Payment Disputes

Nov 14, 2022 | Auto, Homepage, News, Residential Property

If you file an insurance claim, and don’t think your insurance company is paying you enough to cover your damages, you have several different options to resolve the problem. If you and your insurer do not agree on the amount of your claim, first contact your adjuster...

5 Things Your Homeowners Insurance May Not Cover

May 3, 2022 | Flood, Homepage, News, Residential Property

 1. Wear and Tear Your homeowners insurance usually won’t pay for wear and tear to your home. For example, worn roofs, leaky windows, and overgrown or dead trees are not covered by your policy. The best way to avoid costly damage is to prevent it by maintaining your...

Don’t Fall for These Common Insurance Scams

Apr 13, 2022 | Auto, Health, Homepage, Life, News, Residential Property

All Texans are impacted by insurance scams. Learn how to protect yourself. General Insurance Scams Unlicensed insurance. It is illegal to sell insurance in Texas without a license. Surplus lines carriers are the only exception. But surplus lines carriers must still...

10 Ways to Keep Your Home Protected While Traveling for the Holidays

Dec 14, 2021 | Homepage, News, Residential Property

Are you traveling for the holidays and leaving your home unattended? Follow these tips to maintain your home, help prevent damage or theft, and help avoid insurance coverage issues: Maintain Home  Keep your thermostat on. If it will be cold while you’re away, make...

Decoding Residential Property Deductibles

Sep 27, 2021 | Flood, Homepage, News, Residential Property

What is a deductible? A deductible is an amount the insurance company subtracts from your payment for damages caused by a covered loss. It is the amount you will be expected to pay if you repair or replace damaged property. You can find your deductible amounts on your...
« Older Entries
  • Policies and Disclaimers
  • Employment at OPIC
  • Fraud Reporting
  • Texas.gov
  • Homeland Security
  • TRAIL
  • Texas Veterans Portal
  • Texas State Spending
  • Facebook
  • Twitter